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Category: General Liability Insurance

Do I Need More Than Just General Liability Insurance?

General liability insurance is essential for many types of businesses. This coverage is particularly critical if your business is open to the public, rents or owns commercial property, works closely with clients or customers, or handles client property. Most new business owners buy a general liability insurance policy right away. However, it is not the only business insurance you are likely to need. What Is...

How Is Contractors General Liability Insurance Different From Standard Commercial Liability Insurance?

Any business needs general liability insurance. Contractors, subcontractors, and independent tradesmen need this type of coverage, not only to protect their business, but often as a requirement for the job. Trades that need contractors general liability insurance include construction, carpenters, plumbers, electricians, painters, and masons. What Is Standard Commercial Liability Insurance? Commercial general liability (CGL) insurance protects a business from financial loss due to liability...

What Will My General Liability Insurance Cover?

General liability insurance is one of the most important types of insurance you can buy to protect your business. It is a broad type of coverage that provides protection against general risks. General liability coverage protects you from third-party claims made against your business, such as bodily injury and property damage. It does not cover workplace injuries sustained by your employees – those are covered...

15 Ways Contractors Can Avoid General Liability Claims

It doesn’t matter how carefully you adhere to safety standards. If you are in construction, there is a chance that someone can get hurt, or something could get damaged. And when a third-party person decides that you are at fault for their injury, a lawsuit is never far behind. That’s why your construction business carries general liability coverage. There are steps you can take, however, to...

Sharing a Business Space? Know the Risks

Sharing a business space reduces costs but there may be hidden financial risks. If you are planning to share a space with another professional or business, it's important that you are protected by the right type of insurance. Your current policy may not adequately cover your business if you plan to, or are currently co-working with another professional in your industry or related enterprise.  Sharing...