How to Survive a Business Interruption
Posted: May 2, 2016
How to Survive a Business InterruptionWhile all business owners want their enterprises to be both productive and profitable, you may not have considered the costs associated with a business interruption. Your business interruption coverage can be added to your property insurance and this form of insurance is critical in keeping your business fully protected. It is impossible to predict every eventuality, particularly the damage incurred when a heavy storm or other disaster...
Cargo Theft: A Very Real Threat to Your Business
Posted: April 4, 2016
Cargo Theft: A Very Real Threat to Your BusinessRecent years have shown cargo theft cases reaching an all-time high, with an average of 79.25 cargo thefts occurring every month in the U.S.A., or about 2.6 each day. Thefts of pharmaceuticals rose 50%, and food or drink loads rose 34% in 2013, as reported by FreightWatch. The increasing rate of cargo theft has led the National Insurance Crime Bureau to establish information sharing procedures....
Coverage Check: Is Your Property Protected Against Vandalism?
Posted: March 2, 2016
Coverage Check: Is Your Property Protected Against Vandalism?Vandalism may not be the first issue that comes to mind when you think about your commercial insurance. Unfortunately, this concern is very real and can lead to serious destruction of your property. It is often not only expensive to repair, but acts such as graffiti can have far-reaching consequences for your business. Why Commercial Property Insurance is Crucial Even a single act of vandalism can directly...
Protecting Your Business From the Dangers of Winter
Posted: February 1, 2016
Protecting Your Business From the Dangers of WinterThe winter months bring in weather systems that can lead to heavy property damage as well as a higher incidence of employee illness, power outages, and the possibility of weather-related closures. Sub-zero temperatures can lead to burst pipes and flooding and leave business owners dealing with an expensive clean-up. These dangerous conditions can also increase the risk of employees, customers, or clients slipping and falling...
Anything Can Happen When Your Assets Hit the Open Road
Posted: January 4, 2016
Anything Can Happen When Your Assets Hit the Open RoadMany businesses own or lease vehicles for deliveries, pick-ups, and a range of other work-related tasks. Your vehicles are valuable assets, and keeping them well-maintained and operational is always important. Beyond keeping your vehicles safe and in good working order, ensure that you have sufficient commercial auto insurance to avoid financial risk. Once a company vehicle operated by an employee hits the open road, your...