How EPL Insurance Can Save Business Owners From a Legal Let-Down
Posted: July 1, 2016
How EPL Insurance Can Save Business Owners From a Legal Let-DownWe live in a litigious society. No matter how carefully you train your employees, over the course of doing business it wouldn’t be rare to be facing a lawsuit for discrimination, wrongful termination, sexual harassment, violations of the APA, retaliation claims, a liability lawsuit related to fiduciary duty, or other legal threat. You want to be protected against this type of occurrence, and EPL insurance...
Sharing a Business Space? Know the Risks
Posted: June 4, 2016
Sharing a Business Space? Know the RisksSharing a business space reduces costs but there may be hidden financial risks. If you are planning to share a space with another professional or business, it's important that you are protected by the right type of insurance. Your current policy may not adequately cover your business if you plan to, or are currently co-working with another professional in your industry or related enterprise. Sharing...
How to Survive a Business Interruption
Posted: May 2, 2016
How to Survive a Business InterruptionWhile all business owners want their enterprises to be both productive and profitable, you may not have considered the costs associated with a business interruption. Your business interruption coverage can be added to your property insurance and this form of insurance is critical in keeping your business fully protected. It is impossible to predict every eventuality, particularly the damage incurred when a heavy storm or other disaster...
Cargo Theft: A Very Real Threat to Your Business
Posted: April 4, 2016
Cargo Theft: A Very Real Threat to Your BusinessRecent years have shown cargo theft cases reaching an all-time high, with an average of 79.25 cargo thefts occurring every month in the U.S.A., or about 2.6 each day. Thefts of pharmaceuticals rose 50%, and food or drink loads rose 34% in 2013, as reported by FreightWatch. The increasing rate of cargo theft has led the National Insurance Crime Bureau to establish information sharing procedures....
Coverage Check: Is Your Property Protected Against Vandalism?
Posted: March 2, 2016
Coverage Check: Is Your Property Protected Against Vandalism?Vandalism may not be the first issue that comes to mind when you think about your commercial insurance. Unfortunately, this concern is very real and can lead to serious destruction of your property. It is often not only expensive to repair, but acts such as graffiti can have far-reaching consequences for your business. Why Commercial Property Insurance is Crucial Even a single act of vandalism can directly...