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Category: General Liability Insurance

15 Ways Contractors Can Avoid General Liability Claims

It doesn’t matter how carefully you adhere to safety standards. If you are in construction, there is a chance that someone can get hurt, or something could get damaged. And when a third-party person decides that you are at fault for their injury, a lawsuit is never far behind. That’s why your construction business carries general liability coverage. There are steps you can take, however, to...

Sharing a Business Space? Know the Risks

Sharing a business space reduces costs but there may be hidden financial risks. If you are planning to share a space with another professional or business, it's important that you are protected by the right type of insurance. Your current policy may not adequately cover your business if you plan to, or are currently co-working with another professional in your industry or related enterprise.  Sharing...

Protect Your Business with Umbrella Insurance

You have worked hard to build your business, putting in long hours to ensure it is well-established and viable. Umbrella insurance can add an extra layer of protection for all of your hard work. These polices cover what is termed “excess liability.” This type of policy helps to protect your business in cases of bodily injury or property damage lawsuits or claims. An umbrella insurance...

Top 5 Essential Insurance Plans for a New Business

There are numerous types of insurance policies available for business owners to help protect against almost any possible situation. Here is a list of the top 5 essential business insurance plans you need to keep your new enterprise protected: General Liability Insurance This type of business insurance protects your new business from legal threats associated with accidents, injuries or claims related to acts of negligence....

KEY ITEMS YOU SHOULD LOOK FOR IN A COMMERCIAL INSURANCE PROPOSAL - and if not you could find yourself not getting what you paid for.

Every so often I’ll have a prospect or current client send a proposal from a competitor and upon looking at it there are some things right off the bat that I notice that is not included that should be. At first, it may not seem important. You get the quote with the limits, insurance verbiage or items being covered and the pricing with some terms...