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Insurance Blog

Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

15 Ways Contractors Can Avoid General Liability Claims

It doesn’t matter how carefully you adhere to safety standards. If you are in construction, there is a chance that someone can get hurt, or something could get damaged. And when a third-party person decides that you are at fault for their injury, a lawsuit is never far behind. That’s why your construction business carries general liability coverage. There are steps you can take, however, to...

The Growing Importance of Cyber Liability Insurance

In the 21st Century, technology is vital to conducting business. However, the same technology your business relies on can also leave it vulnerable to costly security threats. Cybercrime is big business and becoming increasingly more sophisticated with advances in technology. No one is safe from cybercrime – neither individuals, nor small businesses, nor the largest corporations. Cyber liability insurance can help protect your business from...

Business Owners Package Insurance: What You Should Know

Many small to medium sized businesses can get business owners package insurance (often called "BOP”), which simplifies the entire insurance coverage problem. A business owner package insurance policy is more affordable, as there are several forms of insurance in one "package.” All business owners have concerns about staying protected against financial losses, and for good reason. It is impossible to know what the future will...

How Small Businesses Can Avoid Insurance Mistakes

It takes hard work, dedication, creativity, and tenacity to get a small business up and running successfully, and it makes sense to have the right insurance coverage in place to protect it. In fact, purchasing business insurance may be one of the most important decisions you make. The right coverage can help prevent unforeseen events from ruining all you have worked so hard to build....

Is Your Restaurant Properly Insured?

Restaurant owners invest a great deal of money into their operation, as a restaurant is a valuable business asset. The costs involved in installing cooking fixtures, correct venting, guest areas, and computer systems is significant. Once purchased and installed, you want to protect these assets should an unexpected event such as a fire, break-in, or flood occur. Restaurant insurance is essential, and it must be...